Share Rates

Variable Rate

Rates are current as of September 28, 2021 and subject to change without notice.

Account Type3Balance2 Dividend Rate APY1
Share Savings$100.00.10%.10%
Special Share Savings$100.00.10%.10%
Christmas Club$25.00.10%.10%
IRA Share$100.00.30%.30%
Sterling Advantage
Checking Base Rate
$0.01 – $10,000.00
$10,000.01 – $25,000.00
$25,000.01 & Greater
.10%
.15%
.20%
.10%
.15%
.20%
Sterling Advantage
Checking Bonus Rate4
$.01 – $10,000.003.00%3.042%

Term & IRA Share Certificate

Rates are current as of March 12, 2021 and subject to change without notice.

Account Type5 Balance to Open Term Dividend Rate APY¹
Term Share Certificate$1,000.006 Month0.30%0.30%
Term Share Certificate $1,000.00 12 Month0.35%0.35%
Term Share Certificate $1,000.00 18 Month0.35%0.35%
Term Share Certificate $1,000.00 24 Month0.45%0.45%
Term Share Certificate $1,000.00 36 Month0.60%0.60%
Term Share Certificate $1,000.00 48 Month0.80%0.80%
Term Share Certificate $1,000.00 60 Month1.00%1.01%
IRA Share Certificate$2,500.0012 Month0.40%0.40%
IRA Share Certificate $2,500.00 24 Month0.50%0.50%
IRA Share Certificate $2,500.00 36 Month0.65%0.65%
IRA Share Certificate $2,500.00 48 Month0.85%0.85%
IRA Share Certificate $2,500.00 60 Month1.05%1.06%

The dividend rate(s) and annual percentage yield(s) shown herein are current as of the effective date. For most current rates, please contact us.

1APY refers to Annual Percentage Yield.

2Tiered interest rate.

3Minimum of $5 deposit required to establish membership required.

4Bonus dividend monthly requirements: log into online banking, enrollment in e-Statements, direct deposit, and 10 or more debit card purchases.

5Early withdrawals are subject to 180 days penalty on earned or unearned dividends.