Share Rates

Variable Rate

Rates are current as of July 7, 2020 and subject to change without notice.

Account Type Balance** Dividend Rate APY*
Share Savings$100.00.10%.10%
Special Share Savings$100.00.10%.10%
Christmas Club$25.00.10%.10%
IRA Share$100.00.30%.30%
Sterling Advantage
Checking Base Rate
$0.01 – $10,000.00
$10,000.01 – $25,000.00
$25,000.01 & Greater
.10%
.15%
.20%
.10%
.15%
.20%
Sterling Advantage
Checking Bonus Rate***
$.01 – $10,000.003.00%3.042%

Term & IRA Share Certificate

Rates are current as of July 7, 2020 and subject to change without notice.

Account Type Balance to Open Term Dividend Rate APY*
Term Share Certificate$1,000.006 Month0.30%0.30%
Term Share Certificate $1,000.00 12 Month0.40%0.40%
Term Share Certificate $1,000.00 18 Month0.43%0.43%
Term Share Certificate $1,000.00 24 Month0.45%0.45%
Term Share Certificate $1,000.00 36 Month0.55%0.55%
Term Share Certificate $1,000.00 48 Month0.60%0.60%
Term Share Certificate $1,000.00 60 Month0.75%0.75%
IRA Share Certificate$2,500.0012 Month0.45%0.45%
IRA Share Certificate $2,500.00 24 Month0.50%0.50%
IRA Share Certificate $2,500.00 36 Month0.60%0.60%
IRA Share Certificate $2,500.00 48 Month0.65%0.65%
IRA Share Certificate $2,500.00 60 Month0.80%0.80%

*APY refers to Annual Percentage Yield.

The dividend rate(s) and annual percentage yield(s) shown herein are current as of the effective date. For most current rates, please contact us.

**Balance to earn interest.

***Bonus dividend monthly requirements: log into online banking, enrollment in e-Statements, direct deposit, and 10 or more debit card purchases.