Overdraft Courtesy

The occasional forgotten check or balancing error can become costly and inconvenient. Sterling United’s Overdraft Courtesy can help you avoid additional merchant fees and possible embarrassment when funds are denied or returned. Overdraft Courtesy is available to eligible accounts after 90 days.

Due to regulatory requirements, Overdraft Courtesy does not cover ATM or one-time debit card transactions without the member’s consent. If you wish to have Overdraft Courtesy applied to your ATM and one-time debit card transactions, please return the completed opt-in form to us.

Learn more about Overdraft Courtesy.

Fee Schedule

Call us at (812) 425-0111 with questions.