Consider an IRA as a tax-advantageous way to save for retirement while earning a competitive yield. Choose from our IRA Share Certificate terms to offer your retirement funds a higher yield. Rest assured your IRA retirement funds are safe and insured separately up to $250,000 by the NCUA.
Traditional IRA accounts allow you to save for retirement with tax-deferred earnings and a possible tax-deduction. Contributions to the Traditional IRA may be tax-deductible depending on the taxpayer’s income, tax-filing status, and other factors.*
Roth IRA accounts are growing in popularity as they allow you to contribute your after-tax dollars which can be withdrawn tax and penalty free at any time. Contributions under this plan are not tax deductible.*
Here is how to join Sterling United Federal Credit Union!
*Consult a tax professional for tax advice on which type of IRA may best suit your needs.